Terms of Service

Effective: April 2026

1. Acceptance of Terms

By accessing or using the website at www.stewardshipconsulting.com (the "Website"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use this Website.

These Terms apply to all visitors and users of the Website. They do not govern any separate engagement agreement between Stewardship Consulting and its clients, which is addressed in a dedicated client service agreement.

2. About Stewardship Consulting

Stewardship Consulting Pte. Ltd. is a boutique advisory firm incorporated in Singapore, with an office in Seattle, Washington, USA. The firm provides advisory services in family governance, succession planning, business continuity, and wealth stewardship to private families and family businesses.

3. Informational Purpose Only

An advisory relationship with Stewardship Consulting is established only upon the execution of a written client engagement agreement signed by both parties. Until such agreement is in place, any information shared with us through this Website does not create a duty of care, confidentiality obligation, or professional relationship.

4. No Solicitation

Nothing on this Website constitutes a solicitation or offer to provide advisory, legal, financial, or investment services in any jurisdiction where such solicitation would be unlawful or where Stewardship Consulting is not duly licensed or registered to provide such services. The availability of this Website in a particular jurisdiction does not imply that our services are available or appropriate for clients in that jurisdiction.

Potential clients are responsible for satisfying themselves that engaging our firm is lawful in their jurisdiction before doing so.

5. Intellectual Property

All content on this Website — including text, graphics, logos, images, and layout — is the property of Stewardship Consulting Pte. Ltd. or its content suppliers and is protected by applicable copyright, trademark, and other intellectual property laws.

You may access and view content on this Website for your personal, non-commercial use only. You may not:

• Reproduce, distribute, or republish any content without our prior written consent
• Modify, adapt, or create derivative works from our content
• Use our name, logo, or trademarks in any manner that implies endorsement or affiliation without our written permission
• Scrape, crawl, or extract content by automated means for commercial purposes

6. Use of the Website

You agree to use this Website only for lawful purposes and in a manner that does not infringe the rights of others. You must not:

• Transmit any unsolicited or unauthorised advertising or promotional material
• Attempt to gain unauthorised access to any part of the Website or its underlying systems
• Use the Website to transmit content that is defamatory, offensive, or otherwise objectionable
• Introduce malware, viruses, or any other harmful code
• Impersonate any person or misrepresent your affiliation with any entity

7. Contact Form and Communications

The contact form on this Website uses Google Forms infrastructure to transmit enquiries to our advisors. By submitting an enquiry, you consent to receiving a response from us by email. Submissions are not encrypted end-to-end; please do not include highly sensitive information (such as financial account details or legal documents) in initial enquiry submissions.

Submission of an enquiry does not guarantee a response or the availability of our services to you.

8. Third-Party Links

This Website may contain links to third-party websites, including LinkedIn profiles of our advisors and external resources. These links are provided for convenience only. We do not endorse, control, or assume responsibility for the content, privacy practices, or accuracy of any third-party website. Accessing third-party websites is at your own risk.

9. Disclaimer of Warranties

This Website and its content are provided on an "as is" and "as available" basis without warranties of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement.

We do not warrant that the Website will be uninterrupted, error-free, or free of viruses or other harmful components. We do not warrant that any information on the Website is complete, accurate, or current.

10. Limitation of Liability

To the fullest extent permitted by applicable law, Stewardship Consulting Pte. Ltd., its partners, advisors, and affiliates shall not be liable for any direct, indirect, incidental, consequential, special, or exemplary damages arising from or in connection with:

• Your use of, or inability to use, this Website
• Any reliance placed on information contained on this Website
• Unauthorised access to or alteration of your transmissions or data
• Any conduct or content of any third party on or linked from this Website

This limitation applies regardless of the theory of liability and even if we have been advised of the possibility of such damages. Where liability cannot be excluded by law, our liability is limited to the maximum extent permitted.

US note: Some US states do not allow limitation of implied warranties or exclusion of incidental damages. If you are accessing this Website from such a state, some of the above limitations may not apply to you.

11. Indemnification

You agree to indemnify, defend, and hold harmless Stewardship Consulting Pte. Ltd. and its partners, advisors, and agents from and against any claims, damages, losses, liabilities, costs, and expenses (including reasonable legal fees) arising from your use of this Website in violation of these Terms or applicable law.

12. Confidentiality of Enquiries

Stewardship Consulting treats all initial enquiries with discretion. However, information submitted through our contact form before a formal engagement agreement is in place is not subject to formal professional confidentiality obligations. If you wish to share sensitive information before an engagement is established, we recommend requesting a confidentiality agreement in advance.

13. Governing Law and Jurisdiction

These Terms are governed by and construed in accordance with the laws of the Republic of Singapore, without regard to its conflict of law provisions.

Any dispute arising out of or in connection with these Terms, including any dispute regarding their existence, validity, or termination, shall be subject to the non-exclusive jurisdiction of the courts of Singapore. If you are accessing this Website from the United States, you also acknowledge that applicable US federal and state laws may apply.

14. Changes to These Terms

We reserve the right to amend these Terms at any time. Changes will take effect immediately upon posting to this page. The "Effective" date at the top of this page reflects the date of the most recent revision. Your continued use of the Website after any changes constitutes your acceptance of the revised Terms.

We encourage you to review these Terms periodically.

15. Contact Us

If you have questions about these Terms of Service, please contact us at: